RBA SE OGLUŠUJE O ZAKON I PRIMJEDBE KORISNIKA KREDITA

RBA SE OGLUŠUJE O ZAKON I PRIMJEDBE KORISNIKA KREDITA

30. studenoga, 2015.

OLYMPUS DIGITAL CAMERA

OLYMPUS DIGITAL CAMERA


Udruga kreditnih dužnika – KREDA još jednom mora umjesto Hrvatske narodne banke djelovati s ciljem zaštite korisnika kredita te ovim putem još jednom apeliramo da HNB i Ministarstvo financija počnu raditi svoj posao

Tekst: Udruga Kreda

Udruga kreditnih dužnika – KREDA je primila puno upita od strane korisnika kredita u Raiffeisen bank Austria d.d Zagreb. Naime, korisnici kredita u navedenoj banci koji imaju otkazan ugovor o kreditu, a u slučajevima gdje kreditni posao nije završen, nisu dobili izračun konverzije.
Upozoravamo HNB i Ministarstvo financija i ujedno obavještavamo javnost kako Raiffeisen Bank Austria d.d. Zagreb ne provodi zakon i onemogućava provođenje konverzije dijelu dužnika koji temeljem Zakona o potrošačkom kreditiranju također moraju dobiti izračun i prijedlog novog ili izmijenjenog ugovora o kreditu.

Otkazani krediti ne ulaze u konverziju

Na upite korisnika kredita, RBA odgovara da otkazani krediti ne ulaze u konverziju, iako su upućeni od strane korisnika kredita na konkretne zakonske odredbe koje tim negiranjem krše, odnosno na odredbe ZID ZPK(NN 102/15), a koje glase:
Predmet konverzije
Članak 19.a
(2) Odredbe ove glave primjenjuju se na kredite denominirane u CHF i denominirane u kunama s valutnom klauzulom u CHF, bez obzira na vrstu i namjenu, u kojima dužnikova obveza iz kredita ili obveza vraćanja primljenog nastala zbog prestanka ugovora o kreditu nije ispunjena ili prisilno ostvarena.
(3) Odredbe ove glave ne primjenjuju se na kredite iz stavka 2. ovoga članka za koje je do dana stupanja na snagu ovoga Zakona provedena konverzija kredita iz CHF u drugu valutu ili kune ili valutne klauzule u CHF u drugu valutnu klauzulu ili kune i na kredite denominirane u CHF i denominirane u kunama s valutnom klauzulom u CHF i na kredite denominirane u CHF i denominirane u kunama s valutnom klauzulom u CHF kod kojih je dužnikova obveza ispunjena ili prisilno ostvarena.

RBA nezakonito djeluje

Usprkos mnogobrojnim prigovorima, RBA ustraje u nezakonitom djelovanju i odbija dostaviti izračune dužnicima.
Iz navedenog Zakona je jasno da ukoliko je došlo do otkaza kredita, a kreditni posao na dan 30. rujna 2015 nije završen, takav kredit ulazi u konverziju!
S obzirom da se navedena banka oglušuje na prigovore korisnika kredita, Udruga kreditnih dužnika – KREDA još jednom mora umjesto Hrvatske narodne banke djelovati s ciljem zaštite korisnika kredita te ovim putem još jednom apeliramo da HNB i Ministarstvo financija počnu raditi svoj posao.
Do isteka roka za prihvat konverzije je ostalo još malo vremena i sad je zaista krajnje vrijeme da konačno počnete vršiti nadzor nad provedbom donešenog zakona i da počnete kažnjavati one banke koje Zakon ne provode!T

1.297 komentara

Uskoči u raspravu
  1. 365creditunion@gmail.com
    #1 [email protected] 8 listopada, 2024, 13:22

    Brza i sigurna ponuda zajma u roku od 2 sata.

    Iznos zajma: 2.000 EURA – 90.000.000 EURA
    Rok otplate: 1 – 30 godina.
    Opća kamatna stopa: 3%.

    U PONUDI SLJEDEĆE VRSTE KREDITA IMAMO ZA PRAVNA i FIZICKA LICA: Krediti bez jamaca, Krediti od banaka, Stambeni krediti (Hipoteka), Auto krediti, Gotovinski krediti, Pozajmice online, Hipotekarni krediti, Brzi krediti, Nenamjenski krediti, Lizing, Jamac za kredit, Potrošacki krediti, Krediti za nezaposlene, Krediti za obrtnike, Konsolidacija kredita, Studentski krediti, Kuce refinance, ostale investicije i partnerstvo.

    Za više informacija i primjenu zajam, molimo Vas kontaktirajte naše putem:

    E-mail: [email protected]

    http:/365creditunion.wixsite.com/365creditunion

    Whatsapp: +447415978352

    Viber: +447415978352

    Tel: +17862588653

    Odgovorite na ovaj komentar
  2. Olivia
    #2 Olivia 7 listopada, 2024, 23:41

    HIRE HACKER JUDAS TO RECOVERY ALL YOUR STOLEN BITCOIN

    As a freelance artist based just outside of Austin, I relied on platforms like Fiverr to sell my work and connect with clients. When I heard about the potential of NFTs, I was excited to explore this new avenue for monetizing my art. I envisioned it as a fresh way to reach buyers and finally make my creations more profitable. I came across what I believed to be a reputable NFT marketplace, one that featured prominent artists and had discussions buzzing in various online artist communities. This validation made it seem legitimate, so I decided it was time to dive in. I spent weeks preparing and creating a new series of digital artworks specifically for this platform. After pouring my heart and soul into my creations, I was ready to mint my NFTs. The process involved various fees, which totaled around $20,000, but I was enthusiastic about the potential return on my investment. With my NFTs listed, I eagerly promoted my work on social media, drawing on my Fiverr experience to engage potential buyers. I felt like everything was finally coming together. I even received a couple of bids, which fueled my excitement further. However, my enthusiasm quickly turned to confusion and frustration when I attempted to withdraw the funds from these bids. The platform displayed an error message, and when I reached out to their support desk, I was met with requests for additional payments to process my withdrawal. The requests kept escalating, claiming I needed to clear certain fees, and soon I found myself in a loop of endless demands for more funds. Days turned into weeks, and my hopes faded. All the money I had invested, the countless hours spent promoting my NFTs, and the emotional investment I had made in my art felt like they had vanished overnight. My heart sank as I realized I had been scammed. The platform was fake, and the so-called “big name artists” were likely part of an elaborate scheme designed to lure in unsuspecting creators like myself, I felt ashamed and scared to tell anyone about my experience. I didn’t want people to think I had been reckless with my finances or gullible. However, after confiding in a close friend, I felt a sense of relief. She mentioned hearing about Hacker Judas Recovery, a service specializing in tracking down digital assets and assisting individuals who have fallen victims to scams. Her encouragement to reach out to them sparked a glimmer of hope in my otherwise bleak situation. With nothing left to lose, I contacted Hacker Judas Recovery. Their team was understanding and empathetic, ready to assist me in navigating the recovery process. I was cautiously optimistic, hoping they could help me reclaim what I had lost. My experience serves as a warning to fellow artists: while the digital world, including platforms like Fiverr and the NFT marketplace, holds great potential, it can also be fraught with danger. Always contact [email protected] or whatsapp +18075002291

    Odgovorite na ovaj komentar
  3. Heathhen
    #3 Heathhen 5 listopada, 2024, 07:13

    Pharmacie Internationale en ligne: Cialis prix en pharmacie – vente de mГ©dicament en ligne

    Odgovorite na ovaj komentar
  4. Stephenjem
    #4 Stephenjem 3 listopada, 2024, 13:23

    http://clssansordonnance.icu/# pharmacie en ligne france livraison internationale

    Odgovorite na ovaj komentar
  5. Jamesqueks
    #5 Jamesqueks 2 listopada, 2024, 05:25

    https://indiadrugs.pro/# best online pharmacy india

    Odgovorite na ovaj komentar
  6. сервис центры в москве
    #6 сервис центры в москве 30 rujna, 2024, 15:50

    Профессиональный сервисный центр по ремонту бытовой техники с выездом на дом.
    Мы предлагаем: сервис центры бытовой техники москва
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

    Odgovorite na ovaj komentar
  7. SergioHease
    #7 SergioHease 28 rujna, 2024, 10:04

    https://prednisolone.pro/# purchase prednisone canada

    Odgovorite na ovaj komentar
  8. Alfrednairl
    #8 Alfrednairl 28 rujna, 2024, 08:57

    neurontin brand coupon neurontin 1800 mg neurontin generic cost

    Odgovorite na ovaj komentar
  9. DavidGic
    #9 DavidGic 28 rujna, 2024, 02:11

    cost of prednisone 10mg tablets: prednisone cost in india – prednisone 50 mg coupon

    Odgovorite na ovaj komentar
  10. EdgarShoge
    #10 EdgarShoge 25 rujna, 2024, 02:59

    farmacia online: Farmacia online piu conveniente – farmacia online piГ№ conveniente

    Odgovorite na ovaj komentar
  11. Edwardjus
    #11 Edwardjus 23 rujna, 2024, 23:45

    comprare farmaci online con ricetta Cialis generico farmacia top farmacia online

    Odgovorite na ovaj komentar
  12. DennisBic
    #12 DennisBic 22 rujna, 2024, 18:32

    http://farmaciaeu.com/# farmacia en casa online descuento

    Odgovorite na ovaj komentar
  13. WB
    #13 WB 20 rujna, 2024, 10:12

    ČUVAJTE SE PREVARA! Izgubio sam €5.550 od prevaranata na mreži prije nego što me prijatelj upoznao s kompetentnim zajmodavcem (gđa Elena Nino). Sada mogu zaraditi €100.000,00, ako ste zainteresirani za zajam, kontaktirajte je putem ove e-pošte: [email protected]

    Odgovorite na ovaj komentar
  14. Anonimno
    #14 Anonimno 20 rujna, 2024, 05:41

    ČUVAJTE SE PREVARA! Izgubio sam €5.550 od prevaranata na mreži prije nego što me prijatelj upoznao s kompetentnim zajmodavcem (gđa Elena Nino). Sada mogu zaraditi €100.000,00, ako ste zainteresirani za zajam, kontaktirajte je putem ove e-pošte: [email protected]

    Odgovorite na ovaj komentar
  15. Jacob Jones
    #15 Jacob Jones 18 rujna, 2024, 21:58

    #SSN #SSNDOBDL #SellSSN #ShopSSNDOBDLADDRESS#REALDLSCAN #YoungAgeFullz #Fullzseller #USAFULLZ
    #BusinessFullzUSA #HighCSPRos #HighCreditFullz
    #UberEatsFullz #DoordashFullz #ssnbankemployee #ssnemployee #ssnfullzbank
    #SIN #SINDOBDL #SellSIN #SINMMNFULLZ #CANADAFULLZ #FULLZCANADA #SellerSINDOB #ShopSINDOB
    #NIN #NINDOBDL #SellNIN #FULLZUK #SellerNINDOB #ShopNINDOB
    #BusinessFullzUK #UKPros #UKLeads

    What’s App – +1.. 727.. 788… 6129
    Tele Gram – @ killhacks – @ leadsupplier
    E mail – cyber.zoneuniverse at g mail dot com
    Skype – @ peeterhacks

    Fullz Pros Info Leads USA UK Canada available in bulk quantity

    SSN SIN NIN with Full name DOB & Address
    DL USA ID Scan Front back with Selfie & SSN
    UK & Canada ID|DL Front Back with Selfie

    Fullz in different formats available
    High Credit Scores Pros
    Business EIN Company Full Pros
    KYC Stuff available for DoorDash Ubereats Shoplyft FASFA
    DL fullz with issue & Exp Dates available
    DL Fullz with MVR Available

    CC fullz with CVV
    Dumps with Pin track 101 & 202
    Carding Methods & Tutorials
    Loan Methods & Cash Out Methods
    CC & Dumps Complete Tutorials Guide

    Spamming tools & Tutorials
    SMTP RDP C-Panel
    Web-Mailer SMS Sender
    Bulk Email Sender
    Shells Brutes
    Scam Pages & Scripting

    Many other stuff we’re offering
    Contact us fast for the latest & Un used stuff

    What’s App – +1.. 727.. 788… 6129
    Tele Gram – @ killhacks – @ leadsupplier
    E mail – cyber.zoneuniverse at g mail dot com
    Skype – @ peeterhacks

    Odgovorite na ovaj komentar

Vaši podaci su zaštićeni!Vaša e-mail adresa neće biti objavljena niti prenesena na nekog drugog.

*

code